For more information, call Angie Proffitt today at (573) 899-2404.

To apply online for a PCB home loan, visit – https://mypcb.mymortgage-online.com

Angie Proffitt is a lender with more than 15 years of banking experience. She joined the Phelps County Bank team in 2011 and specializes in fixed and adjustable rate mortgages – including mortgages with 100% financing such as VA loans and USDA loans.

“Partnering with our local realtors to provide financing information and estimated monthly mortgage payments just makes good sense. It gives buyers the confidence they need to set a budget and decide how much house they can afford. Through a program called RatePlug, Phelps County Bank can show buyers a variety of loan products with interest rates, annual percentage rate (APR) and an estimate of the buyers’ total monthly payment for the specific house they are looking at.”

“This is a great starting point. The final mortgage program a buyer selects will depend on a variety of factors such as the size of the downpayment and other monthly obligations, the length of time the buyer will be in the home, current interest rates, the likely appreciation of the the property and the buyer’s credit rating. I also recommend that buyers get a complimentary pre-approval from Phelps County Bank to make the home buying process easier when they find the right house and are ready to make an offer.”